Chapter 7 Bankruptcy in Montgomery County PA

A bankruptcy lawyer in Montgomery County, PA can make sure you have a successful and positive chapter 7 experience.  I am a lawyer with 32 years of experience.  My law office has helped hundreds of people, young and old have a positive experience in using chapter 7 to obtain a fresh financial start.  These people have invariably kept their home, furnishings, cars, retirement funds and all of their other personal property.  A chapter 7 bankruptcy does not necessarily leave you with nothing; with proper legal analysis, you will likely keep every bit of property you have, both real estate and all of your personal belongings, cars, retirement accounts, etc.  Once your bankruptcy petition is filed, the bankruptcy trustee will review your estate (paperwork and supporting documentation) and interview you to verify all which you say in the petition is true.  If the bankruptcy petition is properly prepared good things will flow from that and you will receive your discharge.

The life events leading up to the filing of a chapter 7 (or a chapter 13 or 11 as well) are traumatic.  A filing is not something a person or husband and wife enter into on a willy-nilly basis.  You need a lawyer who is understanding and sympathetic to your situation.  The process is used to give persons a fresh financial start and also to overcome the emotional pain and physical strain that come down upon the filer.  A bankruptcy is not undertaken lightly; if properly approached it begins a healing process for a person who has long been suffering or recently been put upon by sudden, surprising events.

Sometimes I receive phone calls from a person who immediately asks “How much does it cost to file a bankruptcy?”  It seems to me the person thinks they are shopping for toothpaste.  Every person’s situation is different; how that person’s facts and circumstances play out in the context of providing advice and determining a proper stratagy for handling law suits, debt, obligations as well as assets and various income situations needs to be considered in the details of the individual person or couple.  there is a process and forms but a successful for the client is dependent upon much more that simply filling out a form.  Knowledge, thought, consideration, timing and characterization is of the utmost importance in representing clients in a chapter 7 bankruptcy and allowing the client to achieve a fresh start for the whole of the person financially, emotionally and to be positioned for a successful and comfortable future.