While going through bankruptcy it’s normal to feel a spectrum of emotions about your situation; but there is no need to feel angry, sad, or even frustrated. At the law office of William D. Schroeder Jr., we want to eliminate the misconceptions surrounding bankruptcy – it does not have to mean losing everything. As a chapter 13 bankruptcy attorney in Philadelphia, William D. Schroeder, Jr. has years of experience dealing with client bankruptcy issues and will do what is necessary to help clients achieve the most favorable situation available.
How Can a Chapter 13 Filing Help You?
A chapter 13 filing can allow you to keep your home, car, and other personal belongings by letting you pay off certain debts over time; other debts will be wiped out and not paid. Additionally, interest rates will also be eliminated. Best of all, you will not have to talk to angry creditors anymore as a bankruptcy trustee and your lawyer will put them in their place. The process for filing chapter 13 involves submitting documents to the court in order to petition for your protection. A plan outlining how you will pay off your debts, how long it will take, and the percentage each creditor will receive will be developed and submitted. Typically, this process is difficult to complete without the services of a lawyer. Without the proper paperwork and plan individuals may see their chapter 13 petition dismissed from bankruptcy.
The Advantages of Using a Chapter 13 Bankruptcy Attorney in Philadelphia
William D. Schroeder, Jr. will prepare all of your paperwork necessary to file for chapter 13 and communicate with angry creditors in your place. Bankruptcy is a financially stressful time for individuals; William D. Schroeder, Jr. will help alleviate some of that stress by offering affordable rates that can be paid off once all of your debts are addressed.
With over 30 years of experience in the industry, Philadelphia residents need not look further than William D. Schroeder, Jr. for reliable services that will get you the fresh start you deserve.