Seniors on fixed incomes often find themselves facing debt troubles.  They may have been accustomed to a certain standard of living with great career incomes that they realized too late they would be unable to maintain, or they may have faced personal expenses that they were unprepared for. Whatever the reason, once seniors’ debts exceed […]

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The United States Court system announced on Thursday that bankruptcy filings for the year calendar 2015 are down 10% from 2014.  This marks the 5th straight year of decline of bankruptcy filings.  In 2015 there were a total of 844,495 bankruptcy filings; this includes individuals, families, corporations and farmers.  At the height of the Great […]

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I represent many clients both in the matters of debt settlement and in bankruptcy.  Either approach to getting back on your financial feet has its positives and negative aspects.  You should consult with an experienced bankruptcy and debt settlement lawyer rather than go it alone in this area.

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It is that time of year when college bound students are thinking about getting their school supplies ready to take to college or university. One thing however, that probably is not on the mind of most of these students is the amount of student debt they are accumulating. This problem becomes very real when students […]

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