Hiring a good chapter 7 bankruptcy  attorney in Montgomery County will make the process simpler and less stressful. When filing for bankruptcy, you have to fill out a schedule detailing your assets. Many of these assets will be exempt, but those that are non-exempt must be included in your total assets.  These are used in […]

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Philadelphia, PA – December 2015 – Chapter 7 bankruptcy attorney, Philadelphia native and active community service participant, William D. Schroeder Jr., recently spoke at the 20th Annual Bankruptcy Institute on the basics of Chapter 7 bankruptcy. The event featured judges from the eastern district and is praised every year for its wide variety of topics. Mr. Schroeder was […]

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Making the decision to file for bankruptcy is difficult. Getting solid counsel from an experienced bankruptcy attorney can help you decide if Chapter 7 bankruptcy is the right choice for your situation. An attorney will represent you throughout the process so that you can avoid making mistakes that could hurt you during the proceedings. Considering […]

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A Philadelphia Bankruptcy Lawyer continues to speak concerning some of the bankruptcy questions posed in last week’s blog.  What property do I lose when I file a bankruptcy?  The official answer is “It depends.”  The unofficial answer as a Philadelphia bankruptcy lawyer and as my clients have so often found:”Nothing”.  Each person’s case is fact […]

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Today I spoke to the Philadelphia area Plymouth Meeting Chapter of BNI on the topic of Bankruptcy, chapters 7 and 13 what is this all about.  40 people were in attendance and as a bankruptcy practitioner I am always interested in hearing from people and the questions they have concerning bankruptcy in general and its […]

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The Treasury Department and IRS have adopted rules and regulations addressing aggressive hospital bill collection brought by nonprofit hospitals.  Previously uninsured patients would be billed at the full, ‘rack rate’ posted by the hospital.  If you had insurance, the insurance company received a big discount from the hospital when it paid its bill.  Most often, […]

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Long ago in the history of America and England, we had what is known as Debtor’s Prison.  If you owed lots of money to many people or a large amount of money to one person and you did not pay it back on time, the creditor would take your property and have you thrown in […]

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Philadelphia, Pennsylvania – Philadelphia-based bankruptcy attorney William D. Schroeder, Jr. is offering specialized Chapter 7 bankruptcy services for people that need to end creditor harassment and collection lawsuits. Knowing the benefits of Chapter 7 bankruptcy and your rights against the demands of creditors is something that William D. Schroeder, Jr. will guide you through to […]

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The success or failure of filing for a Chapter 7 bankruptcy hinges largely on factors such as the amount of your current debts, as well as your income and the nature of your personal property and real estate. Many people assume that if their income is too high then they will not be able to […]

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Montgomery, Colmar, and Philadelphia, PA – When one individual owes another money, it is not uncommon for tempers to rise. Though it is the daily job of a creditor to communicate with individuals who are dealing with credit stress or bankruptcy, they often come across as pushy and rude when money is owed. In order […]

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