With the change in bankruptcy laws and an increasing number of people facing financial hardships, more and more people are turning to debt settlement in the hopes of reducing their debt load, and repairing their credit. However, this may not be the best option for many people.

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Despite the economic recovery from the recent recession, millions of homeowners still struggle to make their mortgage payments. Rising interest rates and stagnant wages have combined to increase monthly mortgage payments beyond what many homeowners can afford to pay. William D. Schroeder, Jr., Attorney at Law, is the bankruptcy lawyer Philadelphia homeowners turn to in order to […]

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Sometimes if you have an outstanding debt with a creditor, they will file suit against you for the delinquency. Once a judgment is filed against you, the creditor becomes a “judgment creditor,” and they can now use a variety of legal techniques to use against you to collect their money. Philadelphia bankruptcy lawyer William D. […]

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When you are charged with a crime, hiring a Philadelphia criminal defense attorney is your best bet to ensure that you get the legal service that you deserve. Many criminal defendants choose to hire a lawyer, especially if jail time is a possible outcome, and it is very difficult for someone without legal knowledge to […]

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Filing a Chapter 13 bankruptcy can be confusing and many people are unsure what to expect.  William D Schroeder, Jr., a Chapter 13 bankruptcy attorney in Philadelphia answers the top questions about bankruptcy. When should I think about hiring a bankruptcy attorney? When bills start piling up and it gets harder to know what to do […]

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Many people see being issued a traffic citation as an annoyance. These people feel that the fine is high, however there are no further implications. Most people will opt to pay the fine and take any points that may be added to their licenses, while others will go to traffic school to avoid or reduce […]

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Making the decision to file for bankruptcy is difficult. Getting solid counsel from an experienced bankruptcy attorney can help you decide if Chapter 7 bankruptcy is the right choice for your situation. An attorney will represent you throughout the process so that you can avoid making mistakes that could hurt you during the proceedings. Considering […]

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Entering into Chapter 13 bankruptcy can be a positive step for many individuals. It can help them to pay off their debts and start over. The process is intimidating and confusing to many people, so Philadelphia attorney William D. Schroeder Jr. presents answers to three common questions on the subject of Chapter 13 bankruptcy.

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While most people know that bankruptcy attorneys are available, when they are facing significant financial hardship, few people truly understand the role of the bankruptcy attorney and how an attorney will protect client assets and lead you through the process. When a bankruptcy attorney is consulted early, he can provide important, accurate information that can […]

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